Merchant IQ Signals

One API call to Know Your Merchants and Protect Your Payers.

Traditional risk controls rely on siloed data and static registries, causing low approval rates and blind onboarding. Feedzai Merchant IQ Signals gives acquirers and issuers broader, network-focused insight to stop fraud and drive safer growth.

Turn Network Intelligence Into a Decision Advantage

Operating with siloed data forces financial institutions into conservative rules that block legitimate sales or expose portfolios to hidden merchant risk. Feedzai Merchant IQ Signals delivers cross-network merchant intelligence, allowing acquirers and issuers to make confident, precise decisions.

Trusted by global financial leaders

Intercept Bad Merchants Before Chargebacks Occur

Safely speed up approval times and minimize sign-up friction using daily cross-network behavioral history across 15+ Brazilian institutions.

Proactive Fraud & Scam Intelligence

Go beyond negative registries to capture real-time transactional behavior; detect potential fraud and scams as the transaction occurs.

Detect Ghost Merchants & Fraud

Intercept fake entities, bust-out fraud, and stolen terminals early using active community feedback before losses hit tax registries.

Maintain Network Compliance

Keep chargeback ratios safely below card-network penalty thresholds to avoid heavy fines and safeguard margins.

Empower Acquirers to Scale Confidently

Better merchant insights allows expansion to high-margin offerings, like D+0 same-day payouts and payment links, backed by daily, cross-network intelligence from over 15 Brazilian institutions covering 60% of the acquiring market.

Enable Issuers to Enhance Transaction Decisions

Replace rigid decline rules with dynamic risk scores that distinguish genuine customers from scam merchants, protecting top-of-wallet status and cardholder trust.

Simple Integration

Ingest risk indicators seamlessly into existing decision engines with a single API call, supported by an intuitive investigation dashboard for contextual deep dives.