Bruno Terroso, part of Feedzai's Product Marketing team, educates financial institutions on effective risk mitigation strategies to combat financial crime. by Bruno Terroso
2 minutes • Fraud & Scams • January 1, 2025

Feedzai vs. FICO: A Comparative Analysis

Disclaimer: This content was created in Q2 2025 by Feedzai and is based on Feedzai’s independent analysis of publicly available information, industry reports, and our own expertise in financial crime prevention. While we aim for accurate and relevant insights, we did not conduct hands-on testing with the solution mentioned. The material is intended to inform and support organizations as they assess their own needs and evaluate technology partners. If you have feedback or wish to request an updated analysis, please contact us at product-marketing@feedzai.com.

Feedzai and FICO are prominent players in fraud prevention and risk management. Both companies offer advanced solutions to help secure business operations and shield customers from various threats.

Who is Feedzai?

Feedzai, founded in 2011, is a leader in AI-driven financial crime prevention. Its AI-native RiskOps platform offers real-time transaction monitoring, advanced analytics, data orchestration, and holistic fraud management capabilities, including integrated fraud and AML across all channels and the full customer lifecycle, including customer onboarding and mule detection. Feedzai specializes in adaptive, scalable solutions for banks and fintechs, enabling them to detect and prevent evolving threats such as scams, synthetic identity fraud, and account takeovers.

Who is FICO?

Founded in 1956, FICO is “a pioneer in the use of predictive analytics and data science to improve operational decisions.”¹²Known for its FICO® Score, the company also provides fraud detection tools, analyzing payment card fraud and identity theft. FICO’s flagship solution, Falcon Fraud Manager, integrates consortium data and machine learning models “from more than 10,000 financial institutions around the world” to identify fraudulent behavior.³⁴

Feedzai vs. FICO: A Comparison of Capabilities

AI & Machine Learning

Adaptive AI with individual customer profiling for precise fraud detection.

Consortium-based models.⁵

Real-Time Detection

Parallel processing engine for instant scoring using unlimited data with low latency.

Primarily targeted at card fraud.⁶

Fraud Types

Card-Not-Present fraud, card present fraud, card skimming, scams, ATO fraud, APP Fraud, new account fraud, mules, mules, synthetic identities, cross-channel fraud, inbound payments for financial institutions, merchant fraud.

Card-Not-Present fraud,⁷ card present fraud,⁴ card skimming,⁸ scams,⁹ ATO fraud,¹⁰ APP fraud,¹¹ internal fraud,¹² mules,¹³ synthetic identities,¹⁴ cross-channel fraud,¹⁵ merchant fraud.¹⁶

Customer Support

24/7 global support, dedicated account managers.

CCS system for real-time customer interactions.¹⁷

Feedzai provides a modern, AI-native platform with real-time fraud detection, scalability, and integrated AML solutions. Feedzai excels in adapting to new fraud patterns, making it ideal for enterprises handling high volumes of digital transactions.

Strengthen Your Fraud Risk Strategy

The fraud and financial crime landscape is changing fast, and your risk strategy should evolve with it. That’s why we’re offering a complimentary 30-minute personalized risk intelligence briefing. This isn’t a sales pitch—it’s a chance to gain actionable insights tailored to your unique risk profile, helping you stay proactive and protected. Book your briefing today.