The Future of Fraud Prevention: Predictions for 2026

Fraud is no longer a transactional challenge. It’s an identity, contextual, and ecosystem-level challenge, driven by GenAI-powered fraud and the rise of new instant and digital payment methods.
Learn how to adapt to these realities and modernize your fraud prevention operations to meet the challenges for the year ahead.

Get the report

Shift from Loss Reduction to Intelligence Consolidation and Customer Trust

Eight core trends will shape fraud and financial crime prevention in 2026. The Future of Fraud Prevention: Feedzai Predictions for 2026 report offers exclusive insights from Feedzai, Mastercard, IDC, and other leaders on best practices to maintain a flexible, resilient and future-proof risk strategy.

  • Secure Customer Trust: Customer experience is as important as fraud loss control. Build a unified risk platform to understand each customer.
  • End Silo Defenses: Turn payment rails into intelligence-driven to detect anomalies, suspicious accounts, and complex fraud schemes across multiple banks.
  • Break the Catch & Release Cycle: Bringing analytics and operations teams together to provide valuable insight into emerging scam patterns and understand the value of key data items.
  • Deploy Agentic AI: Avoid previous AI missteps by deploying agents into existing workflows where the impact will be immediately noticed.

Key Findings

Fraud is now a fundamental problem of identity and context. It’s time to focus on consumer-facing metrics and trust instead of just financial losses.

88%

of FIs say customer experience is as important as fraud loss control.

(Early Warning Services)

Only 5%

of GenAI projects make it into production.

(MIT)

20%

average reduction in handling times by using AI agents, with no decline in decision-making quality.

(Feedzai)

50%

of fraud cases now use AI.

(Feedzai)

"Trust is our most important asset... we can empower financial institutions to detect and prevent scams before funds leave a victim’s account."

– Laura Quevedo, Mastercard

Page printed in January 20, 2026. Plase see https://www.feedzai.com/resource/the-future-of-fraud-prevention-predictions-for-2026 for the latest version.